Everyone’s vision for retirement is different.
What is yours?
EARLY FINANCIAL INDEPENDENCE: SAVE AS MUCH AS POSSIBLE TO RETIRE EARLY
GRADUAL RETIREMENT: WIND DOWN BUSINESS OR WORK PART-TIME ON A PASSION PROJECT
WALKING AWAY: RETIRE AND NEVER LOOK BACK
Regardless of your vision, planning for this transition involves two key phases:
Accumulating Assets
Most of us spend our working lives striving to accumulate the resources we’ll need to achieve our personal vision of financial independence. We can help you navigate this phase by focusing specifically on your goals, quantifying what it will take to achieve them, and recommending investment strategies that align with your unique perspectives.
We’ll help you customize your plan to determine:
- How much to save?
- When and where to save?
- Where do my current resources fit into my plan, i.e., social security, pension, retirement plans?
- What expenditures have I not accounted for, i.e., extended healthcare or medicare?
Withdrawing Assets
As we transition away from, or wind down our working careers, it becomes time to address how to replace our income. While we’ve spent most of our lives accumulating our assets, clients often feel more uncertainty about when and how to begin withdrawing their assets. While we must consider many of the same external factors, each person’s vision of success in this phase is different. The goal might be to provide a legacy for the next generation, preserve wealth to ensure financial confidence throughout ones’ lifetime, or for some, its’ making sure that they have used all of their hard-earned resources during their lifetime. No matter what your vision is, it is our job to provide you with appropriate resources, education and integral strategies for consideration. Our goal is for you to successfully carry out your vision for this phase of your life.