Financial Planning

Every client has unique financial goals, needs and values.

At Sequoia Financial, our goal-based financial planning process is centered on who you are and what you are looking to achieve. In providing a holistic and comprehensive view of your financial situation, we can tailor our recommendations so that your plan aligns with your personal objectives.

LET’S LOOK FORWARD TOGETHER

We believe that a well thought out financial plan allows you to focus on what you value most in life.

OUR FINANCIAL PLANNING PROCESS IS ABOUT UNDERSTANDING YOU.

Identify and Prioritize Your Goals

We help you to define and prioritize your financial goals. This step forms the foundation of your plan and guides our recommendations.

Conduct a Sensitivity Analysis

We conduct a thorough analysis to identify potential risks that may impact your ability to achieve your goals, i.e., unfavorable market conditions at retirement or rising inflation. This helps us to develop strategies to mitigate these risks.

Determine Your Investment Style

Your investment preferences are unique to you. We work closely with you to determine the most appropriate investment style based on your comfort with volatility, risk tolerance, tax sensitivity, and social or environmental preferences.

Develop Your Investment Strategy

We use the insights gained from steps 1-3 to develop a tailored investment strategy that aligns with your goals and preferences.

Implement Your Plan

With your priorities and objectives as our guide, our team will execute on the strategies developed through our goal-based process. These strategies could involve implementing an insurance plan or developing a prudent distribution strategy for your assets.

Consistent and Ongoing Review

This is a critical component to a holistic financial plan. Regular communication and reviews help us to stay informed about your life and changes that may impact your objectives and our recommendations. A plan is never static and may require adjustments, such as changes to your asset allocation, insurance strategy or distribution plan over time. We will work with you to determine when these adjustments are prudent or necessary.